:root{--navy:#0B2A4A;--amber:#F5A800;--ink:#1E2A36;--slate:#5A6B7C;--paper:#F7F8F9;--green:#1E7A4C;--red:#B3261E}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.55}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{border-bottom:3px solid var(--amber);background:#fff;position:sticky;top:0;z-index:10}
.nav{display:flex;justify-content:space-between;align-items:center;padding:14px 0}.logo{font-weight:800;font-size:22px;color:var(--navy);letter-spacing:-.5px}.logo b{color:var(--amber)}
nav a{margin-left:18px;color:var(--navy);text-decoration:none;font-weight:600;font-size:15px}
.btn{display:inline-block;background:var(--amber);color:#111;font-weight:800;padding:13px 22px;border-radius:8px;text-decoration:none;border:0}
.btn.dark{background:var(--navy);color:#fff}.btn.ghost{background:#fff;border:2px solid var(--navy);color:var(--navy)}
.hero{background:var(--navy);color:#fff;padding:64px 0}.hero h1{font-size:46px;line-height:1.08;margin:0 0 16px;letter-spacing:-1px}.hero h1 em{color:var(--amber);font-style:normal}
.hero p{font-size:19px;max-width:640px;color:#D7E0E8}.hero .cta{margin-top:24px;display:flex;gap:12px;flex-wrap:wrap}
.math{background:#fff;color:var(--ink);border-radius:12px;padding:22px;max-width:640px;margin-top:28px}.math h3{margin:0 0 8px;color:var(--navy)}.math .big{font-size:30px;font-weight:800;color:var(--navy)}
section{padding:52px 0}section.alt{background:var(--paper)}h2{color:var(--navy);font-size:30px;margin:0 0 10px;letter-spacing:-.5px}h3{color:var(--navy)}
.sub{color:var(--slate);max-width:720px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin-top:24px}
.card{background:#fff;border:1px solid #E1E7EC;border-radius:12px;padding:20px}.card h3{margin-top:0}
table{width:100%;border-collapse:collapse;background:#fff;margin-top:20px}th,td{border:1px solid #E1E7EC;padding:12px;text-align:left;vertical-align:top}th{background:var(--navy);color:#fff}
.price{font-size:32px;font-weight:800;color:var(--navy)}.rec{outline:3px solid var(--amber)}
.flow{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-top:20px}.step{background:var(--navy);color:#fff;border-radius:10px;padding:14px 16px;font-weight:700;max-width:210px}.arrow{font-size:22px;color:var(--amber);font-weight:800}
.faq details{background:#fff;border:1px solid #E1E7EC;border-radius:10px;padding:14px 18px;margin-bottom:10px}.faq summary{font-weight:700;color:var(--navy);cursor:pointer}
.small{font-size:13px;color:var(--slate)}footer{background:var(--navy);color:#C9D4DE;padding:36px 0}footer a{color:#fff}
.badge{display:inline-block;background:var(--amber);color:#111;font-weight:800;font-size:12px;padding:4px 10px;border-radius:20px;letter-spacing:1px;text-transform:uppercase}
@media(max-width:640px){.hero h1{font-size:32px}nav a{display:none}nav a.btn{display:inline-block}}

/* funnel forms */
.formgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin:16px 0}
.formgrid label{display:flex;flex-direction:column;gap:6px;font-weight:600;color:var(--navy);font-size:14px}
.formgrid label.full{grid-column:1/-1}
form.lead-form input,form.lead-form select,form.lead-form textarea{padding:11px 12px;border:1px solid #C6D2DC;border-radius:8px;font-size:16px;font-family:inherit;background:#fff;color:var(--ink)}
form.lead-form input:focus,form.lead-form select:focus,form.lead-form textarea:focus{outline:2px solid var(--amber);border-color:var(--amber)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.formerr{color:var(--red);font-weight:700;min-height:1em}
.bigline{font-size:22px}.bigline strong{color:var(--navy);font-size:28px}
video{max-width:100%}
@media(max-width:640px){.formgrid{grid-template-columns:1fr}}